Investment Counsel

We apply decades of experience, knowledge, and resources to resolve the issues and problems brought to us by our clients.

Our core investment principles:

  •  Asset Allocation – The mixture of stocks, bonds, and cash, is the primary determinant of a portfolio’s volatility/risk and reward.
  • Diversification – A well-structured portfolio must be globally diversified.  Never compromise on diversification.
  • Liquidity – A well-structured portfolio must be totally liquid.  Never compromise on liquidity.
  • Portfolio Rebalancing – Periodically rebalance the portfolio to maintain the volatility/risk mandate
  • Costs – Lower costs help close the gap between what the stock and bond markets earn and what a portfolio earns.
  • Tax Management – Consider taxes when structuring, restructuring, and implementing a portfolio.
  • Discipline – Stay the course – Ignore the daily gyrations of the stock market. Focus on what can be controlled – costs, taxes, and emotions.